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Guardian Dental Insurance

Your Guardian Dentist

Guardian Insurance Dentist in MaspethAre you looking for a dentist who is in-network with your Guardian dental insurance? Doing so is the best way to make sure you receive all the benefits you’re owed without any hassle. We have good news: Dr. Lorber and the team at Maspeth Dental are pleased to be your Guardian dentist in Maspeth!

Visiting an in-network team is important if you have dental insurance. So is finding out what services you are eligible for under your plan, and how you can make the most out of them this year. Keep reading to learn about how your dental insurance works at Maspeth Dental!

About Guardian Dental Insurance

Patients who are covered under Guardian dental insurance can look forward to benefitting from a wide range of services either fully or partially covered under their plan. Dental insurance works simply when you visit an in-network provider. Once we have all of your information, you don’t have to pay anything for services that are completely covered. For services that aren’t completely covered, you just pay the amount you owe at the time of your appointment -- and our team of experts files the paperwork and we receive the full amount later on. We’re always here to answer any questions you may have about your coverage, or the specifics of your dental insurance plan.

Some terms you may need to know when dealing with your dental insurance include…

  • Premium: The amount you pay (usually monthly) in exchange for services
  • Annual maximum: The amount beneath which your insurance is obligated to pay for services
  • Deductible: The amount you must pay out-of-pocket before your insurance coverage will take effect (preventive services are usually covered no matter what)
  • In-network vs. out-of-network: A dentist who has or has not come to an agreement to provide services at a predetermined cost. Visiting an in-network dentist is the best way to ensure you receive all the discounts you are owed.

Making the Most Out of Your Plan

Dental insurance works something like your medical insurance, except there is more of a focus on prevention. Your Guardian plan should completely cover the services that keep your smile happy and healthy for a lifetime. Any time you require restorative treatment, like a filling, root canal, crown, etc., your insurance should cover a large portion of the necessary service -- usually up to 80%.

What’s the best way to make the most out of your dental insurance benefits? First of all, schedule two checkups and cleanings each year. These routine visits, along with preventive measures like X-rays, fluoride treatments, and others, are crucial to long-lasting smiles. And since they’re free, you don’t really have an excuse not to. We can discuss your specific plan in more detail to determine which eligible treatments you would benefit from most.

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