Everyone at Maspeth Dental – HL wants your visit to our office to be pleasant from the moment you walk through the door. We are determined to provide not only the highest quality dental care, but also the best customer service. That’s why we are an in-network provider with several dental insurance carriers including Aetna. As an in-network Aetna dentist in Maspeth, we are able to provide you and the members of your family with essential dental care at prices that are affordable.
When you select an in-network dentist, you will be able to reap the most from your Aetna dental benefits plan. It works like this: we have already negotiated set fees for covered services. These fees are contractually set so we are unable to charge anything more.
Aetna offers four different types of plans. While these four differ slightly from one another, they all offer subscribers cost savings. The plans are:
Our front office staff is very familiar with Aetna’s plans, so if you need help understanding your coverage, please call or ask the next time you’re in the office. To ensure that you receive the maximum allowable benefit for any covered procedure, we’ll also file all of your claims.
Half of understanding any insurance policy is knowing what the different terms mean. In the case of dental insurance benefits, there is a large overlap with medical insurance, but there are also some differences. Some common terms include:
Premium. The monthly or annual amount of money you pay for the privilege of having dental insurance.
Deductible. The amount of money you pay out-of-pocket before you Aetna dental benefits begin to pay.
Copay. The usually small out-of-pocket expense you pay at the time of service for any dental care.
The difference between medical and dental insurance is time limit and annual benefits maximum on most dental insurance plans. Your coverage typically will run from January 1st through December 31st of any calendar year. Within that time, Aetna dental benefits will pay up to an annual maximum. Spending all of your benefits is to the advantage of your smile and your wallet.
Regardless of the plan you choose, your benefits will cover preventive care such as dental cleanings and exams and annual x-rays. In addition, several restorative treatments are also included such as tooth-colored fillings, dental crowns and even dentures.
If you have any questions about your Aetna Dental plan, or if you’d like to know your coverage for a specific procedure, then please call Maspeth Dental – HL.